Property

Recent large losses have been heavily influenced by a lack of application of documented risk management protocols.

Fire and ISR alone have combined operating ratios well above 100% over the last five years, and these have been heavily influenced by natural perils.

We are now faced with a scenario where policy rate increases alone cannot produce an optimal solution. This creates an environment where the development of a risk management strategy is critical to a successful outcome.

The right product solutions

Through appropriate risk assessment and effective management @ Risk Underwriting proactively manage risk by applying some cornerstone strategies:

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Health and safety reviews to identify shortcomings in compliance with building codes and food and beverage regulation

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Enhanced risk management initiatives

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Integration of interruption cover

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Applying a process of strategic underwriting

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Cover geared to specific and unique industry segments