Liabilty
Real Capacity. Smart Solutions. Reliable Support.
At @Risk Underwriting, we offer flexible and competitive Liability underwriting solutions designed to support a wide range of businesses — from general commercial operations to specialised Food & Beverage clients. With local claims support and strong Lloyd’s security behind every policy, brokers can place risks with confidence.
Public & Product Liability
Umbrella Liability
Excess Liability
Limits up to $20M (General Liability) / $50M (Food & Beverage)
Specialist claims management
100% underwritten by Lloyd’s
Minimum premium: $5,000
Minimum turnover: $500,000
General
- Retail
- Agriculture
- Accommodation
- Cafes & Restaurants
- Trades
- Services to Mining
- Transport & Storage
- Health
- Wholesale
- Manufacturing
- Finance & Insurance
- Business Services
- Property Owners
- and more
Food & Beverage
- Food & beverage manufacturers
- Importers, wholesalers & distributors
- Transportation of food products
- Ingredient suppliers & processors
- Dry goods & raw ingredients
- Coffee roasters
- Beverage producers: (soft drink, mineral water, spirits)
- Pasta, noodles, cereal & dry food product sectors
- Edible oils, marinades, sauces & condiments
- Small / independent supermarkets & groceries
- Breweries, wineries & distilleries
Hospitality
- Pubs
- Bars
- Taverns
- Hotels
- Wine bars
- Gin bars
Risks Not Accepted
- Aerospace
- Aircraft
- Asbestos
- Aviation
- Bioscience
- Blood products
- Boats (exceeding 20 metres)
- Builders warranty
- Clinical trials
- Contaminated sites
- Mining operations
- Pharmaceuticals
- Off-shore risks
- Nightclubs
- Amusement ride operators
- Residential & commercial builders
- Tattoo parlours
- Tobacco
- Adult entertainment
- Fire fighting or backburning
- Children’s products
- Playground manufacturing & installation
- Caravan parks
If you’re unsure whether a risk falls within appetite, our underwriting team is always available to provide guidance.
Why Brokers Choose @Risk Liability Underwriting
Specialised Underwriting
We understand the processes and risk complexities of general operations and F&B businesses.
Fast Turnaround
Fast turnaround times and clear communication that support you and your client relationships.
Flexible Capacity
Flexible capacity up to $50M supporting for both standard and more complex liability risks efficiently.
Claims Expertise
Fast, fair, informed — handled by experienced specialists who understand the industries we serve.
Strong Market Security
Underwritten by Lloyd’s and reputable company markets, providing long-term financial strength and stability.
Ready to Submit a Liability Risk?
Let our underwriters review your risk submission and provide quick appetite feedback.