by @Risk Underwriting | Dec 11, 2025 | Industrial Special Risks (ISR)
Sprinkler systems are widely recognized as the most effective form of fire protection available in the market, significantly reducing property damage and saving lives. However, sprinklers are not cheap. We would love all our policy holders to invest in sprinklers, but...
by @Risk Underwriting | Dec 3, 2025 | Liability
What is PFAS? Dubbed as the “forever chemicals” and “the next asbestos”, PFAS is a large group of complex synthetic chemicals that has been used in various consumer products since the 1950s. PFAS is broadly used in the manufacturing of water resistant, stain resistant...
by @Risk Underwriting | Sep 11, 2025 | Hot Work
Hot work involves activities such as welding, cutting, or grinding that generate sparks or heat. This type of work poses one of the highest fire risks in industrial and commercial settings. According to the National Fire Protection Association (NFPA), hot work...
by @Risk Underwriting | Aug 27, 2025 | Product Recall
When it comes to managing product risk, many businesses assume their liability policy will provide all the protection they need. But when a recall happens, the true difference between a standalone product recall policy and a simple product recall expenses extension...
by @Risk Underwriting | Jul 18, 2025 | Business Continuity
A Business Continuity Plan (BCP) is a framework that ensures an organization can continue operating during and after disruptions such as natural disasters, cyber-attacks, fires, product recalls or other crises. Given the fact that BI or Section 2 losses of ISR claims...
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